Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$447,050	$447,050	$476,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$29,050	$0
Funding fee	$0	$0	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	7.410%	7.507%	7.640%
1st payment	$3,003.04	$3,003.04	$3,296.42
2nd payment	$0.00	$217.87	$0.00
Taxes / mo	$532.17	$532.17	$532.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$209.84	$209.84	$95.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,911.71	$4,129.58	$4,090.47
Cash to close	$81,950	$52,900	$52,900