Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,967	$144,967	$220,410
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$75,443	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	5.652%	7.640%
1st payment	$696.64	$696.64	$1,526.07
2nd payment	$0.00	$565.82	$0.00
Taxes / mo	$146.83	$146.83	$146.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.15	$116.15	$44.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,109.62	$1,675.44	$1,866.99
Cash to close	$99,933	$24,490	$24,490