Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$439,896	$427,500
Remaining term (yrs)	28.8	30.0
Secondary amount	$0	$0
Funding fee	$2,199	$0
Note rate	6.810%	7.400%
Blended rate	6.810%	7.640%
1st payment	$2,903.97	$2,959.92
2nd payment	$0.00	$0.00
Taxes / mo	$18.75	$18.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$85.50
HOA / mo	$54.00	$54.00
Total monthly	$3,143.38	$3,284.84
Cash to close	$35,104	$47,500