Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,722$152,722$179,100
Remaining term (yrs)23.023.030.0
Secondary amount$0$26,378$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%5.129%7.640%
1st payment$811.51$811.51$1,240.05
2nd payment$0.00$197.83$0.00
Taxes / mo$256.67$256.67$256.67
Insurance / mo$150.00$150.00$150.00
MI / mo$126.28$126.28$35.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,344.46$1,542.29$1,682.54
Cash to close$46,278$19,900$19,900