Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,102$229,102$328,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$99,398$0
Funding fee$1,146$1,146$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.297%7.640%
1st payment$1,224.34$1,224.34$2,274.47
2nd payment$0.00$745.49$0.00
Taxes / mo$291.58$291.58$291.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,665.93$2,411.41$2,781.75
Cash to close$135,898$36,500$36,500