Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$381,737	$381,737	$405,000
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$45,763	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.852%	7.640%
1st payment	$2,564.75	$2,564.75	$2,804.14
2nd payment	$0.00	$452.87	$0.00
Taxes / mo	$503.50	$503.50	$503.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$179.95	$179.95	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,398.20	$3,851.06	$3,538.64
Cash to close	$68,263	$22,500	$45,000