Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$96,144	$96,144	$238,500
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$142,356	$0
Funding fee	$0	$0	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.950%	7.174%	7.640%
1st payment	$864.03	$864.03	$1,651.33
2nd payment	$0.00	$949.04	$0.00
Taxes / mo	$217.58	$217.58	$217.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.72	$112.72	$47.70
HOA / mo	$332.00	$332.00	$332.00
Total monthly	$1,676.34	$2,625.38	$2,398.61
Cash to close	$168,856	$26,500	$26,500