Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$111,044	$111,044	$423,000
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$311,956	$0
Funding fee	$0	$0	$0
Note rate	3.010%	3.010%	7.400%
Blended rate	3.860%	6.729%	7.640%
1st payment	$830.83	$830.83	$2,928.77
2nd payment	$0.00	$2,014.71	$0.00
Taxes / mo	$179.17	$179.17	$179.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$123.97	$123.97	$84.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,300.63	$3,315.34	$3,359.20
Cash to close	$358,956	$47,000	$47,000