Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,489	$218,489	$247,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$29,011	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	4.524%	7.640%
1st payment	$1,049.87	$1,049.87	$1,713.64
2nd payment	$0.00	$217.59	$0.00
Taxes / mo	$383.67	$383.67	$383.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.60	$174.60	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,758.14	$1,975.72	$2,296.81
Cash to close	$56,511	$27,500	$27,500