Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$739,312	$739,312	$724,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$25,438	$0
Funding fee	$3,697	$3,697	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	6.310%	6.495%	7.640%
1st payment	$4,768.54	$4,768.54	$5,016.29
2nd payment	$0.00	$251.73	$0.00
Taxes / mo	$772.92	$772.92	$772.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$144.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,758.12	$6,009.86	$6,150.77
Cash to close	$65,688	$40,250	$80,500