Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$9,510	$9,510	$540,000
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$530,490	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	7.685%	7.640%
1st payment	$55.95	$55.95	$3,738.85
2nd payment	$0.00	$3,426.08	$0.00
Taxes / mo	$522.08	$522.08	$522.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$8.17	$8.17	$108.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$752.87	$4,178.95	$4,535.60
Cash to close	$590,490	$60,000	$60,000