Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,696	$139,696	$373,410
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$233,714	$0
Funding fee	$0	$0	$0
Note rate	4.250%	4.250%	7.400%
Blended rate	5.100%	6.759%	7.640%
1st payment	$1,081.36	$1,081.36	$2,585.42
2nd payment	$0.00	$1,509.40	$0.00
Taxes / mo	$311.83	$311.83	$311.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.70	$155.70	$74.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,698.90	$3,208.30	$3,121.93
Cash to close	$275,204	$41,490	$41,490