Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$231,604$231,604$377,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$146,306$0
Funding fee$1,158$1,158$0
Note rate3.080%3.080%7.400%
Blended rate3.080%4.985%7.640%
1st payment$1,115.39$1,115.39$2,616.57
2nd payment$0.00$975.38$0.00
Taxes / mo$335.83$335.83$335.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,601.22$2,576.60$3,177.99
Cash to close$188,296$41,990$41,990