Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,509	$157,509	$305,910
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$148,401	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.475%	7.640%
1st payment	$1,027.91	$1,027.91	$2,118.06
2nd payment	$0.00	$989.34	$0.00
Taxes / mo	$465.17	$465.17	$465.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$75.08	$75.08	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,718.15	$2,707.50	$2,794.41
Cash to close	$182,391	$33,990	$33,990