Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$177,466	$177,466	$269,910
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$92,444	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	6.087%	7.640%
1st payment	$944.88	$944.88	$1,868.80
2nd payment	$0.00	$693.33	$0.00
Taxes / mo	$277.50	$277.50	$277.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$145.05	$145.05	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,517.43	$2,210.76	$2,350.28
Cash to close	$122,434	$29,990	$29,990