Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,686	$190,686	$306,000
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$115,314	$0
Funding fee	$0	$0	$0
Note rate	4.010%	4.010%	7.400%
Blended rate	4.860%	6.043%	7.640%
1st payment	$1,126.40	$1,126.40	$2,118.68
2nd payment	$0.00	$768.76	$0.00
Taxes / mo	$563.50	$563.50	$563.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,006.82	$2,775.59	$2,893.38
Cash to close	$149,314	$34,000	$34,000