Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$143,796$143,796$216,000
Remaining term (yrs)21.521.530.0
Secondary amount$0$72,204$0
Funding fee$0$0$0
Note rate4.440%4.440%7.400%
Blended rate5.290%6.530%7.640%
1st payment$864.02$864.02$1,495.54
2nd payment$0.00$541.53$0.00
Taxes / mo$367.00$367.00$367.00
Insurance / mo$150.00$150.00$150.00
MI / mo$121.64$121.64$43.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,502.67$2,044.20$2,055.74
Cash to close$96,204$24,000$24,000