Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$219,821$219,821$314,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$95,089$0
Funding fee$0$0$0
Note rate3.650%3.650%7.400%
Blended rate4.500%5.859%7.640%
1st payment$1,167.40$1,167.40$2,180.37
2nd payment$0.00$713.17$0.00
Taxes / mo$338.00$338.00$338.00
Insurance / mo$150.00$150.00$150.00
MI / mo$180.76$180.76$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,836.16$2,549.33$2,731.36
Cash to close$130,079$34,990$34,990