Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$288,983	$288,983	$341,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$52,927	$0
Funding fee	$1,445	$1,445	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	3.768%	7.640%
1st payment	$1,357.71	$1,357.71	$2,367.32
2nd payment	$0.00	$396.95	$0.00
Taxes / mo	$44.83	$44.83	$44.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,552.54	$1,949.49	$2,630.53
Cash to close	$90,917	$37,990	$37,990