Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$100,431	$100,431	$233,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$133,479	$0
Funding fee	$502	$502	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	5.754%	7.640%
1st payment	$473.16	$473.16	$1,619.55
2nd payment	$0.00	$889.86	$0.00
Taxes / mo	$264.67	$264.67	$264.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.78
HOA / mo	$117.00	$117.00	$117.00
Total monthly	$1,004.83	$1,894.69	$2,197.99
Cash to close	$159,469	$25,990	$25,990