Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$348,282$348,282$360,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$31,718$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.584%7.640%
1st payment$1,649.74$1,649.74$2,492.57
2nd payment$0.00$313.88$0.00
Taxes / mo$329.00$329.00$329.00
Insurance / mo$150.00$150.00$150.00
MI / mo$274.71$274.71$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,403.45$2,717.32$3,043.57
Cash to close$51,718$20,000$40,000