Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$166,607$166,607$305,999
Remaining term (yrs)24.424.430.0
Secondary amount$0$139,392$0
Funding fee$833$833$0
Note rate2.790%2.790%7.400%
Blended rate2.790%5.163%7.640%
1st payment$782.90$782.90$2,118.68
2nd payment$0.00$929.28$0.00
Taxes / mo$17.86$17.86$17.86
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$950.76$1,880.04$2,347.73
Cash to close$173,392$34,000$34,000