Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$303,678	$303,678	$369,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$65,322	$0
Funding fee	$1,518	$1,518	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	4.079%	7.640%
1st payment	$1,480.10	$1,480.10	$2,554.88
2nd payment	$0.00	$489.91	$0.00
Taxes / mo	$515.83	$515.83	$515.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$247.00	$247.00	$247.00
Total monthly	$2,392.94	$2,882.85	$3,541.51
Cash to close	$106,322	$41,000	$41,000