Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,425	$77,425	$207,990
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$130,565	$0
Funding fee	$0	$0	$0
Note rate	4.250%	4.250%	7.400%
Blended rate	5.100%	6.920%	7.640%
1st payment	$599.34	$599.34	$1,440.08
2nd payment	$0.00	$870.43	$0.00
Taxes / mo	$437.73	$437.73	$437.73
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.30	$86.30	$41.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,273.37	$2,143.80	$2,069.41
Cash to close	$153,675	$23,110	$23,110