Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,135$353,135$485,910
Remaining term (yrs)23.723.730.0
Secondary amount$0$132,775$0
Funding fee$1,766$1,766$0
Note rate3.230%3.230%7.400%
Blended rate3.230%4.533%7.640%
1st payment$1,771.97$1,771.97$3,364.34
2nd payment$0.00$885.16$0.00
Taxes / mo$563.33$563.33$563.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,501.97$3,387.13$4,191.52
Cash to close$186,765$53,990$53,990