Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$278,708	$278,708	$292,500
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$30,042	$0
Funding fee	$0	$0	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.940%	7.420%	7.640%
1st payment	$1,816.06	$1,816.06	$2,025.21
2nd payment	$0.00	$297.29	$0.00
Taxes / mo	$239.83	$239.83	$239.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$133.21	$133.21	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,339.10	$2,636.39	$2,473.54
Cash to close	$46,292	$16,250	$32,500