Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,658$399,658$416,700
Remaining term (yrs)25.125.130.0
Secondary amount$0$40,192$0
Funding fee$1,998$1,998$0
Note rate3.070%3.070%7.400%
Blended rate3.070%3.875%7.640%
1st payment$1,897.23$1,897.23$2,885.15
2nd payment$0.00$397.73$0.00
Taxes / mo$121.58$121.58$121.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.34
HOA / mo$0.00$0.00$0.00
Total monthly$2,185.48$2,583.22$3,256.74
Cash to close$63,342$23,150$46,300