Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$190,592$190,592$206,820
Remaining term (yrs)27.527.530.0
Secondary amount$0$27,718$0
Funding fee$953$953$0
Note rate6.640%6.640%7.400%
Blended rate6.640%7.305%7.640%
1st payment$1,256.95$1,256.95$1,431.98
2nd payment$0.00$274.29$0.00
Taxes / mo$15.50$15.50$15.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.36
HOA / mo$0.00$0.00$0.00
Total monthly$1,422.45$1,696.74$1,638.84
Cash to close$39,208$11,490$22,980