Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,487$456,487$472,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$42,263$0
Funding fee$2,282$2,282$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.784%7.640%
1st payment$2,668.64$2,668.64$3,271.49
2nd payment$0.00$418.23$0.00
Taxes / mo$548.92$548.92$548.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,384.23$3,802.46$4,081.58
Cash to close$68,513$26,250$52,500