Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$20,287$20,287$341,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$321,623$0
Funding fee$0$0$0
Note rate6.140%6.140%7.400%
Blended rate6.690%7.687%7.640%
1st payment$137.16$137.16$2,367.32
2nd payment$0.00$2,077.15$0.00
Taxes / mo$399.17$399.17$399.17
Insurance / mo$150.00$150.00$150.00
MI / mo$9.63$9.63$68.38
HOA / mo$0.00$0.00$0.00
Total monthly$695.96$2,773.11$2,984.86
Cash to close$359,613$37,990$37,990