Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$261,118$261,118$378,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$116,882$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%5.202%7.640%
1st payment$1,238.29$1,238.29$2,617.20
2nd payment$0.00$779.21$0.00
Taxes / mo$193.33$193.33$193.33
Insurance / mo$150.00$150.00$150.00
MI / mo$205.41$205.41$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,787.03$2,566.25$3,036.13
Cash to close$158,882$42,000$42,000