Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$111,513	$111,513	$220,410
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$108,897	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.639%	7.640%
1st payment	$653.63	$653.63	$1,526.07
2nd payment	$0.00	$725.98	$0.00
Taxes / mo	$238.00	$238.00	$238.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.81	$91.81	$44.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,133.44	$1,859.42	$1,958.16
Cash to close	$133,387	$24,490	$24,490