Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$13,831	$13,831	$198,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$184,169	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.949%	7.640%
1st payment	$90.57	$90.57	$1,370.91
2nd payment	$0.00	$1,227.79	$0.00
Taxes / mo	$161.67	$161.67	$161.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.42	$6.42	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$408.66	$1,636.45	$1,722.18
Cash to close	$206,169	$22,000	$22,000