Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$273,441	$273,441	$305,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$31,659	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	4.438%	7.640%
1st payment	$1,314.03	$1,314.03	$2,112.45
2nd payment	$0.00	$237.44	$0.00
Taxes / mo	$376.75	$376.75	$376.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.08	$219.08	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,059.86	$2,297.30	$2,700.22
Cash to close	$65,559	$33,900	$33,900