Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$150,966$150,966$260,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$109,944$0
Funding fee$0$0$0
Note rate3.470%3.470%7.400%
Blended rate4.320%5.871%7.640%
1st payment$781.89$781.89$1,806.49
2nd payment$0.00$732.96$0.00
Taxes / mo$323.17$323.17$323.17
Insurance / mo$150.00$150.00$150.00
MI / mo$123.80$123.80$52.18
HOA / mo$250.00$250.00$250.00
Total monthly$1,628.86$2,361.82$2,581.84
Cash to close$138,934$28,990$28,990