Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,079$433,079$461,250
Remaining term (yrs)27.827.830.0
Secondary amount$0$28,171$0
Funding fee$2,165$2,165$0
Note rate6.920%6.920%7.400%
Blended rate6.920%7.047%7.640%
1st payment$2,923.32$2,923.32$3,193.60
2nd payment$0.00$211.28$0.00
Taxes / mo$186.08$186.08$186.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.25
HOA / mo$0.00$0.00$0.00
Total monthly$3,276.07$3,487.35$3,638.60
Cash to close$79,421$51,250$51,250