Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$95,918$95,918$179,910
Remaining term (yrs)12.112.130.0
Secondary amount$0$83,992$0
Funding fee$0$0$0
Note rate6.620%6.620%7.400%
Blended rate7.470%8.184%7.640%
1st payment$954.15$954.15$1,245.66
2nd payment$0.00$629.94$0.00
Taxes / mo$209.75$209.75$209.75
Insurance / mo$150.00$150.00$150.00
MI / mo$105.61$105.61$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,419.51$2,049.45$1,641.39
Cash to close$103,982$19,990$19,990