Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$146,500	$146,500	$256,499
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$109,999	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	5.978%	7.640%
1st payment	$860.40	$860.40	$1,775.95
2nd payment	$0.00	$733.33	$0.00
Taxes / mo	$407.50	$407.50	$407.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$133.88	$133.88	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,551.78	$2,285.11	$2,384.75
Cash to close	$138,499	$28,500	$28,500