Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$191,662	$191,662	$360,000
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$168,338	$0
Funding fee	$958	$958	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	5.705%	7.640%
1st payment	$1,021.95	$1,021.95	$2,492.57
2nd payment	$0.00	$1,122.25	$0.00
Taxes / mo	$217.92	$217.92	$217.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,389.87	$2,512.12	$2,932.48
Cash to close	$208,338	$40,000	$40,000