Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$125,785$125,785$188,100
Remaining term (yrs)22.022.030.0
Secondary amount$0$62,315$0
Funding fee$0$0$0
Note rate4.630%4.630%7.400%
Blended rate5.480%6.646%7.640%
1st payment$757.17$757.17$1,302.37
2nd payment$0.00$467.36$0.00
Taxes / mo$207.08$207.08$207.08
Insurance / mo$150.00$150.00$150.00
MI / mo$104.26$104.26$37.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,218.51$1,685.87$1,697.07
Cash to close$83,215$20,900$20,900