Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$497,345	$497,345	$539,910
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$42,565	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	6.910%	7.351%	7.640%
1st payment	$3,239.02	$3,239.02	$3,738.23
2nd payment	$0.00	$319.24	$0.00
Taxes / mo	$478.75	$478.75	$478.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$368.33	$368.33	$107.98
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$4,265.27	$4,584.51	$4,504.13
Cash to close	$102,555	$59,990	$59,990