Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,659	$98,659	$211,500
Remaining term (yrs)	19.9	19.9	30.0
Secondary amount	$0	$112,841	$0
Funding fee	$0	$0	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	4.290%	6.269%	7.640%
1st payment	$569.14	$569.14	$1,464.38
2nd payment	$0.00	$752.28	$0.00
Taxes / mo	$206.33	$206.33	$206.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.45	$90.45	$42.30
HOA / mo	$270.00	$270.00	$270.00
Total monthly	$1,285.93	$2,038.20	$2,133.02
Cash to close	$136,341	$23,500	$23,500