Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$201,447	$201,447	$405,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$203,553	$0
Funding fee	$1,007	$1,007	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.338%	7.640%
1st payment	$944.84	$944.84	$2,804.14
2nd payment	$0.00	$1,314.61	$0.00
Taxes / mo	$391.58	$391.58	$391.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,486.43	$2,801.04	$3,426.72
Cash to close	$248,553	$45,000	$45,000