Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,135$208,135$286,200
Remaining term (yrs)25.025.030.0
Secondary amount$0$78,065$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.109%7.640%
1st payment$963.27$963.27$1,981.59
2nd payment$0.00$585.49$0.00
Taxes / mo$264.42$264.42$264.42
Insurance / mo$150.00$150.00$150.00
MI / mo$166.06$166.06$57.24
HOA / mo$0.00$0.00$0.00
Total monthly$1,543.74$2,129.23$2,453.25
Cash to close$109,865$31,800$31,800