Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$320,328	$320,328	$373,500
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$53,172	$0
Funding fee	$1,602	$1,602	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	6.330%	6.710%	7.640%
1st payment	$2,080.11	$2,080.11	$2,586.04
2nd payment	$0.00	$398.79	$0.00
Taxes / mo	$345.83	$345.83	$345.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,575.95	$2,974.74	$3,156.57
Cash to close	$94,672	$41,500	$41,500