Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$66,479	$66,479	$247,500
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$181,021	$0
Funding fee	$332	$332	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.979%	7.640%
1st payment	$436.45	$436.45	$1,713.64
2nd payment	$0.00	$1,206.81	$0.00
Taxes / mo	$128.17	$128.17	$128.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$714.61	$1,921.42	$2,041.31
Cash to close	$208,521	$27,500	$27,500