Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,802$445,802$715,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$269,698$0
Funding fee$2,229$2,229$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.666%7.640%
1st payment$2,063.22$2,063.22$4,953.98
2nd payment$0.00$1,741.80$0.00
Taxes / mo$403.08$403.08$403.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$4.33$4.33$4.33
Total monthly$2,687.30$4,429.10$5,721.16
Cash to close$349,198$79,500$79,500