Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,327$127,327$355,500
Remaining term (yrs)19.319.330.0
Secondary amount$0$228,173$0
Funding fee$0$0$0
Note rate3.650%3.650%7.400%
Blended rate4.500%6.586%7.640%
1st payment$763.59$763.59$2,461.41
2nd payment$0.00$1,473.62$0.00
Taxes / mo$253.25$253.25$253.25
Insurance / mo$150.00$150.00$150.00
MI / mo$118.24$118.24$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,285.08$2,758.69$2,935.76
Cash to close$267,673$39,500$39,500