Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$205,198	$205,198	$319,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$114,302	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.450%	7.640%
1st payment	$1,001.18	$1,001.18	$2,212.15
2nd payment	$0.00	$762.02	$0.00
Taxes / mo	$308.50	$308.50	$308.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.40	$164.40	$63.90
HOA / mo	$38.00	$38.00	$38.00
Total monthly	$1,662.08	$2,424.09	$2,772.55
Cash to close	$149,802	$35,500	$35,500