Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$228,251$228,251$382,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$154,249$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%5.362%7.640%
1st payment$1,063.04$1,063.04$2,648.35
2nd payment$0.00$1,028.33$0.00
Taxes / mo$339.33$339.33$339.33
Insurance / mo$150.00$150.00$150.00
MI / mo$184.93$184.93$76.50
HOA / mo$80.00$80.00$80.00
Total monthly$1,817.30$2,845.63$3,294.19
Cash to close$196,749$42,500$42,500